مشخصات پژوهش

The main purpose of this study was to investigate what factors could determine adoption of wheat insurance amongst producers in Hamadan, west of Iran. In this descriptive and co relational research, a questionnaire was designed and validated by a panel of experts. Its reliability was secured through Cronbach’s alpha coefficient at 0.82. According to Cochran formula, sample size was calculated to be 350 from target population of Hamadan wheat producers. A multistage sampling strategy was employed followed by a systematic random sampling to locate and interview potential respondents at village level. Farmers mentioned drought to be the most important risk. They revealed friends/neighbors and local leaders to be their best communication channels. A logistic regression analysis showed 4 variables having the highest statistically significant impact on wheat insurance adoption; namely, farmer's attitude toward insurance, their level of insurance satisfaction, attendance in extension education courses and total area under cultivation.